Terms of Service

Effective Date: June 12th, 2025

Welcome to unpanic.news (the “Site”). These Terms of Service (“Terms”) govern your use of the Site and any services provided by us, including but not limited to AI-generated financial news summaries (the “Service”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site.

1. Description of Service

unpanic.news provides summaries and insights related to financial news. These summaries are generated and/or assisted by large language models (LLMs) and other automated systems. While we aim to provide accurate and timely information, the content may include errors, inaccuracies, or omissions.

All content on the Site is for informational purposes only and is not intended to substitute for professional advice.

2. Not Financial Advice

The information provided on this Site does not constitute financial, investment, legal, tax, or any other form of professional advice. No content presented on the Site should be interpreted as a recommendation or endorsement of any financial product, strategy, or decision.

You are solely responsible for evaluating the risks and merits of any financial decisions you make. Always consult a qualified financial advisor or professional before acting on any information provided by this Site.

3. Accuracy and Liability Disclaimer

While we strive for accuracy and usefulness, all content on the Site—whether generated by language models, written by humans, or otherwise—is provided "as is" and "as available", without any representations or warranties, express or implied.

To the maximum extent permitted by Canadian law, unpanic.news, its owners, operators, affiliates, contributors, and partners disclaim all liability for any direct, indirect, incidental, consequential, or special damages that may result from your use of, reliance on, or inability to use the content or services offered on the Site.

This includes—but is not limited to—losses related to investment decisions, missed opportunities, or financial outcomes influenced by content on the Site.

4. User Conduct

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others, restrict their use, or impair the functionality of the Site. We reserve the right to suspend or terminate your access at any time, with or without notice, for behavior we deem harmful or in violation of these Terms.

5. Intellectual Property

All materials on the Site, including text, graphics, logos, and any AI-generated or human-assisted content, are the intellectual property of unpanic.news or its licensors and are protected under applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or republish any part of the Site without prior written permission, except as otherwise allowed under applicable law.

6. Modifications to Terms

We may revise these Terms from time to time. Any changes will be effective when posted on this page. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

7. Governing Law

These Terms and your use of the Site are governed by the laws of the Province of British Columbia and the laws of Canada applicable therein, without regard to conflict of laws principles. You agree to submit to the exclusive jurisdiction of the courts located in that province for any legal matter arising from these Terms.

8. Contact

If you have any questions or concerns about these Terms, please contact us at [email protected].